Private Loan Suggested Lender List 
for Notre Dame Undergraduate Students

The information listed below is intended to provide highlights of the private loan programs offered by the suggested lenders providing loans at the University of Notre Dame through the Family Federal Education Loan Programs. If you prefer to borrow a private loan from a lender not listed below, please visit that lender's website to complete the application process. In addition to reviewing the information below, you are encouraged to click on the name of the loan program to review additional terms and conditions of each loan. After determining which loan you wish to borrow, complete the loan application by clicking on the "How to Apply" link. Loan approval is based upon the borrower's (and co-signer's, if applicable) credit review.
Lender Chase Citibank Notre Dame Federal Credit Union* Sallie Mae Wells Fargo
           
Loan Program Chase Select Loan CitiAssist Loan STAR Loan Smart Option Student Loan Collegiate Loan
Fees 0% 0% to 6% 0% 0% to 3% 0%
Interest Rate  Current Interest Rate Current Interest Rate  91 Day T-Bill + 3.0%
(5.0% minimum)		 Current Interest Rate Current Interest Rate
Link to T-Bill
Payment Required
While in School		 No No No Yes No
Deferment 4 year maximum for students in eligible health profession programs 4 year maximum 4 year maximum   7 year maximum
Grace Period 6 months 6 months 6 months 6 months 6 months
Co-Signer Required No Yes Yes Yes Yes
Annual Minimum  $500 $1,000 $1,500 $1,000 $1,000
Annual Maximum Cost of Attendance minus Other Aid Cost of Attendance minus Other Aid Cost of Attendance minus Other Aid not to exceed $15,000 Cost of Attendance minus Other Aid Cost of Attendance minus Other Aid
Repayment Term 20-25 Years 20 Years 15 Years 15 Years 15 Years
Repayment Benefits A .25% interest rate reduction when you sign up for auto debit A .25% interest rate reduction when you sign up for auto debit and agree to only receive electronic statements A .25% interest rate reduction when you sign up for auto debit A .25% interest rate reduction when you sign up for auto debit A .25% interest rate reduction when you sign up for auto debit
      A .50% interest rate reduction at repayment upon verification of graduation
  Co-Signer release option after first 36 on-time payments of principal and interest Co-Signer release option after first 24 on-time payments of principal and interest Co-Signer release option after first 48 on-time payments of principal and interest Co-Signer release option after successful completion of education Co-Signer release option after first 24 on-time payments of principal and interest
  Combined billing for borrowers of federal student loans with Chase Combined billing for borrowers of federal student loans with Citibank Combined billing for borrowers of federal student loans with NDFCU Combined billing for borrowers of federal student loans with Sallie Mae Combined billing for borrowers of federal student loans with Wells Fargo
How to Apply Apply and Sign Online Apply and Sign Online Apply Online Apply and Sign Online Apply and Sign Online
Borrowers may compare the lender offerings by using the Loan Discount Analyzer
* separate and independent from the University of Notre Dame
Rates and Fees are effective for the 2009/10 academic year, beginning July 2009, and are subject to change at the discretion of the lender