Change in Circumstances

The Office of Financial Aid is committed to a thorough and personal review of each family's individual circumstances as the basis of determining a student's financial aid eligibility. However, we recognize that family circumstances can change unexpectedly, affecting a family's ability to contribute toward educational expenses. 

Your financial aid is based upon income from two years prior to the start of the academic year as reported on the financial aid applications. If your family's circumstances change after receiving your Financial Aid Notification, you may request a review of your financial aid eligibility by completing the Change in Circumstances Form. Additional financial assistance is determined on a case-by-case basis and may be in the form of a loan, employment, or scholarship. Submission of this form does not guarantee an adjustment or increase to your financial assistance.

The following may be considered a change in circumstances if not initially reported on your financial aid application:

  • Significant loss of income due to termination or change in employment
  • One-time/non-recurring income
  • Unreimbursed medical expenses
  • Extended family support
  • Parent educational debt

We will review Change in Circumstances requests submitted to the Office of Financial Aid beginning on Tuesday, September 1. 

Change of Circumstances Review

Your 2018 federal income taxes, W-2 statements, and documentation of your income from all other sources must be on file with our office for us to consider any adjustment.  For loss of income due to termination or change of employment, the earliest we will consider a request for reevaluation will be 12 weeks from the date of termination. You may submit the Change in Circumstances form and any supporting documentation to us via email at faforms@nd.edu. If you are sending documents to us with Personally Identifiable Information (i.e., Social Security Number, Driver’s License or State ID Number, Alien Registration Number, Date of Birth), we suggest that you take several steps to secure your data. Social Security Numbers should be redacted/blackened out and the message you are sending should be encrypted.

The following is not considered a change in circumstances:

  • Matching financial aid eligibility from other universities or colleges
  • Student or parent(s) who does not wish to borrow to cover educational expenses
  • Parent(s) refusal to contribute to educational expenses
  • Parent(s) payment of student loans for older sibling
  • Expenses such as credit card debt, wedding expenses, sports, enrichment activities, etc.

2020-21 Change in Circumstances Form

If you have already received a financial aid notification and your family's circumstances have changed, you may submit the Change in Circumstances form. Requests will be reviewed in the order that they were received beginning on Tuesday, September 1. If you have not yet received a financial aid notification and have additional information that you wish to make us aware of, please send us an email detailing this information, and we will save it with the financial aid applications that we have received. 

It is our expectation that families will use all financial assistance offered, including Federal and institutional loans, before requesting a reevaluation for additional aid. Families should plan to use all resources available to them to finance their family share, including current salary, savings, investments, payment plans, and student/parent loans if necessary.