Graduate Students

Financial Aid Checklist for Graduate, Law, or Graduate Business Students

The Financial Aid Conditions and Information guide is designed to help you understand your Financial Aid Notification (FAN). For additional information on the financial assistance reflected on your FAN, please review the information below:

Plan Your Budget

As overall loan indebtedness continues to rise, it will be important for you to create a budget to help manage your spending and borrowing. 

As part of the planning process, review the cost of attendance for your graduate or professional program. Although actual costs may vary, this will give you an estimate of your program costs.

Estimated Cost of Attendance

The estimated cost of attendance varies based upon the program in which you enroll. Actual costs vary based on housing accommodations, travel costs, and personal expenses. Annual increases in the cost of a Notre Dame education are anticipated.

You may view the 2022/2023 graduate and professional Rates on the Office of Student Accounts website.

Architecture Programs

Graduate Business Programs

Graduate School Programs

Law School Programs

1For standard master's and doctoral academic year degree programs

Use These Tools

To assist in developing your budget, use the Personal Planner to calculate your estimated responsibility towards your educational costs. Upon determining your responsibility, use the Responsibility Worksheet to assist in creating a plan to finance your Notre Dame education.

Finance Your Notre Dame Education

Scholarship and Fellowship Assistance

Scholarship and fellowship assistance is offered by your admitting office, typically at the time of admission. The Office of Financial Aid will receive notification of the award and include it on the FAN. If you have questions regarding a scholarship or fellowship, please contact your admitting office directly.

Federal Direct Loan Programs

Federal Direct Unsubsidized Loan

The non need-based Federal Direct Unsubsidized Loan is offered on your FAN based on the review of your Free Application for Federal Student Aid (FAFSA). The terms of this loan require that the student borrower repay, with interest, this source of financial assistance.

First-Time Borrowers: If you wish to borrow from the Federal Direct Unsubsidized Loan Program, please review How to Apply on the Federal Direct Loan page.

Repeat Borrowers: The Federal Direct Unsubsidized Loan will be processed for the amount listed on the FAN.

If you wish to decline (or reduce) your loan, email desired changes to

Federal Direct PLUS Loan for Graduate and Professional Students
The non need-based Federal Direct PLUS Loan is not offered on your FAN. However, based on your credit history, you may apply for the full cost of education (minus other student aid) from this loan program.

All Borrowers: If you wish to apply for the Federal Direct PLUS Loan, please complete the Direct PLUS Loan Application for Graduate/Professional Students on the website. A PLUS Loan application is required each year you intend to borrow from this loan program.

Monthly Payment Plan

Nelnet Payment Plan will allow you to make monthly payments versus making two larger payments, one at the beginning of each semester.

Private Loans

After exhausting the opportunities available from the federal aid programs, you may consider private loan programs as a source of funding. You may apply for the full cost of education (minus other student aid) from this non need-based loan option. As always, taking on debt for any reason should be done deliberately and only for the amounts needed. Additional information is available from the Department of Education publication, Federal Aid First.

Research Private Scholarships

Many private organizations provide financial assistance to Notre Dame students. Scholarship information may be obtained by contacting civic, professional, religious and other community organizations. The College Board's Scholarship Search and FinAid! website provide scholarship search information and provides a significant scholarship database. Caution is advised with respect to the use of fee-based scholarship search enterprises.

Earned Assistance

Graduate and professional students working on campus are typically employed on assistantship agreements arranged directly with their academic department. Earnings from part-time work are intended to help you pay for personal and other related educational expenses. Non need-based stipends do not affect your financial aid and thus, will not be reflected on your FAN. Part-time employment opportunities may be found on the JOBboard.

Notify Our Office

You are asked to notify the Office of Financial Aid of the receipt of any financial assistance beyond that outlined on the FAN.